Take Charge with MicroLending Today!
emerge and rise funding programs
Both of our microlending programs are designed with low-interest rates and offer flexible repayment terms to support our beneficiaries effectively. By delivering these specialized financing solutions, we aim to assist local small businesses in Bexar, Kendall, Hays, and Comal counties navigate critical financial obstacles. This targeted approach not only aids these businesses in overcoming immediate financial challenges but also contributes to building a more resilient and prosperous local economy. Open exclusively to entrepreneurs and small businesses within these counties; our programs are committed to fostering regional growth and stability.
Financial and credit counseling is available!
Emergency Bridge Loan Program
Startup Seed Fund Program
Startup Seed Fund Program
This program supports new entrepreneurs who need initial funding to cover start-up costs such as licensing fees, initial inventory, or equipment. Loans in this program would typically be in the range of $1,000 to $5,000. To bolster the borrowers' success, the program could also include mandatory business training sessions covering basics like financial literacy, business planning, and compliance. This educational component helps ensure that recipients are well-equipped to manage their business finances effectively and repay their loans.
Emergency Bridge Loan Program
Designed for existing small businesses facing unforeseen financial difficulties, this program provides short-term loans to help cover immediate expenses like rent, utility bills, or emergency repairs. These loans are smaller, ranging from $500 to $3,000, to address urgent needs that, if unmet, could threaten the business's continuity. The repayment terms would be relatively short, reflecting the emergency nature of the loans, and could include flexible repayment options based on the business's cash flow.
FUNDING WHEN YOU NEED IT MOST |
FUNDING WHEN YOU NEED IT MOST |
For eligibility in our micro-lending programs, applicants are required to submit a business plan and a credit report. However, it's important to note that our lending decisions are not primarily based on credit scores. Instead, we focus on assessing trustworthiness, demonstrated need, and the applicant's current revenue or income. This approach ensures that our financial support reaches those who are most committed to their business's growth and who may not have access to traditional funding sources due to a lack of established credit. By emphasizing these criteria, we aim to empower entrepreneurs who are actively working towards a sustainable business model and who show potential for positive community impact.
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“I needed to buy a tool for a job that was coming up and didn’t receive payment from a client, so I reached out to emerge and rise.”
— Ignacio
Empower Dreams: Join Us in Building Business Futures
Every donation fuels the journey of aspiring entrepreneurs in our community. Your support enables Emerge and Rise to provide essential resources, mentorship, and training to those who need it most. Together, we can transform potential into success. Invest in a brighter future today—every contribution makes a difference!